Regular Or Direct

Thanks for the A2A. As far as i know they do offer direct plans. But they don’t offer selection or advisory. So you are on… Read More »Why does MF Utility not allow me to invest in direct mutual funds? Why can I only buy regular funds?

Absolutely. Changing to direct funds not only saves you commission but also gets you honest advice i.e. best funds without a worry that the platform… Read More »I have invested in MF (regular) through NJ India? Can I change it to direct funds?

Trading account brokerages offer regular plans of mutual funds which means you lose out on commissions. To invest in Direct Plans of Mutual Funds, consider… Read More »I’m having some trading account for investment purpose. Can I directly invest in MF as I do not want to lose the commission? If yes, what are the ways to buy MF directly?

This should not happen. If your numbers are still correct, then it might be the following scenario: the direct plan was launched in Jan 2013… Read More »A mutual fund is showing profits in regular fund but same fund is showing loss in the direct fund. How is it so?

Simple, with a direct plan mutual fund you pay zero commissions. With regular plan mutual funds, you pay commissions as indirect fees. These commissions add… Read More »What is the difference between direct investment and investment from a broker in mutual funds?

It is very easy to switch to direct mutual funds. There will be a switch transaction involved which will move the fund from a regular… Read More »With a direct investment in mutual funds, how do I get rid of my existing distributor/MF organisation without disturbing my investments?

There may be some SIP transactions that carry an exit load (usually in equity funds). You also need to check for any Short Term Capital… Read More »While switching from regular to direct for a SIP of 6 months old, what are the losses that can be incurred?

Direct Mutual Funds do not involve a broker and hence no commission is paid to anyone. Commissions drain your returns by 40% over long run.… Read More »What is the difference between direct and indirect mutual funds?

If your invested fund does not have the words “Direct Plan” then you are investing in a Regular plan. There is a major difference between… Read More »Regular plan Vs Direct plan, Which is better?

he only disadvantage of investing in direct plan mutual funds, is that it causes discomfort to commission agents! One myth propagated by the commission lobby… Read More »What are the disadvantages of investing in the direct scheme mutual funds, over the regular one?